Overdraft

Terms of Service

Overdraft is a play-money fantasy sports and simulated betting product. By creating an account you agree to these terms.

Last updated 18 August 2026

1. Eligibility

You must be 18 or older to hold an account. You confirm your age during onboarding, and we may suspend accounts where that confirmation appears inaccurate.

2. Play-money only

All balances, entry fees, prizes and bet payouts on Overdraft are simulated. No real currency is deposited, wagered, won or withdrawable, and balances carry no cash value.

You are responsible for keeping your credentials secure and for all activity on your account. One account per person. Automated entry tools, multi-accounting and collusion in contests or head-to-head challenges are prohibited.

4. Contests and settlement

Contests lock at their published start time. Lineups are scored from the player data shown in the app, and prize pools are distributed according to the published payout structure. Where scoring data is clearly wrong, we may re-score or void a contest.

5. Markets and parlays

Simulated markets settle against final player scores. Markets that close before settlement data exists are voided and stakes returned. Parlays pay only when every leg wins.

6. Responsible play

Deposit limits, self-exclusion and cool-off tools are available from Safer Play. We may apply limits to any account where play patterns suggest harm.

7. Termination

You can stop using Overdraft at any time. We may suspend or close accounts that breach these terms, and closed accounts forfeit any simulated balance.

8. Changes

We may update these terms as the product evolves. Continued use after an update means you accept the revised terms.